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  • Writer's pictureBurton Kelso, Tech Expert

How to Stay Safe When Paying With Your Smartphone

Convenience has always been king which has lead to a surge of using cashless payment methods such as Apple Pay, Google Pay, PayPal, and Venmo. However, with the convenience of cashless payments, there comes a certain set of risks. I know many of you may have a little reluctance in using cashless transactions, but in truth, these apps are safe if used correctly. One of the misconceptions is that someone can hack into your device and get access to your money, but this isn’t completely true. If you want to know how to keep your cashless transactions safe and secure, check out these quick and easy tips to keep your money and information safe.

The important thing you need to know about keeping safe when you use digital money apps is that 99% of cybercrime requires user interaction. Doesn’t matter which one of the apps that you are using, you need to make sure that you are using strong passwords and make sure that all of the passwords for your online accounts are different. Also, it's important you avoid falling scams on digital/money apps because they are using credentials that have been leaked onto the Internet. This practice is called 'credential stuffing' as cybercriminals will look for usernames and password information on the dark web and then use those credentials to log in to popular online sites especially ones that will help the criminals get access to money.