6 Stupid Ways You Waste Money on Technology

One of the most frustrating things I see as a tech expert is the many ways people waste money on computers and technology. Too many people believe all of the myths and advertisements that are forever stressing that you always need to get the latest and greatest technology and gadgets. When you shop for your tech gear online and brick and mortar shops, there's always that push for you to get the extended warranty, that extra battery charger and that fancy cover for your phone or tablet. Heck, I've seen extended warranties offered on check tech items for as low as $20. So how can you save money when it comes to the technology in your life? Check some of my tips that will help you keep a little more money in your pocket.

1. Don’t fall victim to the salesperson's pitch. When you purchase new tech such as a TV, stereo, fitness device, computer, or smart device, the salesperson will always try to sell you the extended warranty. Extended warranties are huge moneymakers for stores, but in most cases, you don't need them. If you're going to have issues with a tech device, it will occur in the first year ... when the manufacturer's warranty is still covering the device. Most of you don't know this, but most tech items and gadgets come with a 1-year warranty that covers defects with the equipment. Sometimes that warranty can extend out to two to three years. Another thing you have to watch out for extended warranties is they may not give you the comprehensive coverage you're looking for. If you're looking to get an extended warranty for your devices, consider purchasing one directly from the manufacturer (if they offer one) rather than a reseller. Also, some credit card companies offer warranties for your tech devices so check with your credit card company to see if they will cover that new tech device.