5 Things You Need To Do Right Now To Protect Yourself Against The Equifax Hack

Last week, almost half of the United States population was affected by the Equifax data breach with information such as names, Social Security numbers, birth dates, addresses and drivers license numbers being accessed by cybercriminals. Because of severity of the Equifax data breach, I recommend that, anyone with a credit history should assume they were affected by this data breach. So what steps do you need to take? 1. Check your credit. Federal law allows you to request a free copy of your credit report once a year from each of the three credit reporting agencies: Equifax, Experian, and TransUnion. Go to www.annualcreditreport.com to get your credit report now. 2. Enroll in a credit monitoring service. Services like LifeLock, Identity Guard, IdentityForce. While I've never been a big fan of credit monitoring services, now is the time to invest in one. They can’t decrease your chances of becoming a victim, they’ll alert you when something goes wrong and help you clean up the mess if someone tries to steal your identity.